Our abroad: Among the curious Cretans

Crete - a variety of: mountain lakes, river, sea, where turtles live. Serpentine between gorges and cliffs and green meadows, grazing flocks of sheep. Snow-capped peaks of winter mountains and warm sun, caressing sandy shores with turquoise bays.

Crete's climate not only allows for two harvests of fruits, vegetables and very popular mountain herbs per year, but also differs in some specificity. There is no spring and autumn in Crete. A fairly hot summer immediately turns into the rainy season and the rapid growth of greenery. At the same time, something is constantly blooming on the island., ripens and bears fruit. Generally, in our northern view, paradise, and only.

Features of the national mentality

About Crete, even though he is, part of Greece, should be written as a separate mini-state. Cretans are very different from those Greeks, which we can meet in other parts of the country. First of all temperament. It's hard to imagine, so that on Easter, somewhere in the middle of Athens, whole bulls would be roasted on spits and fired at the same time from guns. And that's exactly what happens in Crete. Cretans are very hospitable. Walking into a tourist shop, be prepared for that, that the hospitable host will start treating you with a cycuda. Do not be afraid! The drink has nothing to do with the notorious cicuta. It's just a traditional Cretan moonshine made from bunches of grapes.

Cretans consider their island the center of the universe. Respectively, proud of their culture, traditions and do not forget history. And the history of Crete mainly consists of wars of liberation against all kinds of invaders.. And not wisely: the island has such a delicious geographical position, which has always been a welcome prey. If you take a Cretan taxi, you will definitely be asked a question: "Where are you from?». According to Cretan taxi drivers, this is not just curiosity, and historical necessity: you never know where a stranger came from? What if he is one of those, who did not come in peace, and now he will take out a terrible dagger? True to the counter question: and from whom exactly the taxi driver expects an insidious attack, local driver answer, usually, is at a loss.

Property in Crete

To 1990 it was difficult for foreigners to acquire Greek property. The then existing restrictions made the purchase unattractive for non-residents.. but in 1990 year restrictions were lifted, at least for the population of the European Union. Since then, Europeans have been actively purchasing property in Crete. Real estate investment is growing. As a result, its price increases from year to year.. Unlike real estate in the rest of Europe, real estate in the coastal part of Crete rises in price by 30% in year.

If you make an effort, then on the coast you can still find houses costing from 1300 euro per sq. m. But in general, the price of seaside properties fluctuates within 2000-3000 euro per sq. m, the same price for new apartments in the city. Plots for a detached villa can cost from 200 to 500 euro per sq. m. And the construction itself will cost on average 1500 euro per sq. m.

But, despite rising prices, more and more foreigners are buying property here. There are several reasons:

• Wonderful climate - warm, mild winters and long sunny summers
• The mesmerizing beauty of nature
• Low cost of living - below, than in other Mediterranean countries, on 30-40% cheaper, than in Moscow
• High European standard of living, but at the same time very calm and measured
• Very low crime rate
• Economic stability - economic growth from 3,8-4,2% per year and on average 16% per year for real estate
• Healthy lifestyle - affordable, inexpensive vegetables and fruits all year round. Traditional Cretan cuisine, where natural olive oil is used. Famous Mediterran Diet, active lifestyle, to which the climate and the ability to swim 6 months of the year
• Hospitable, friendly people
• Low population density (600 thousand. residents on 8300 quarter. km)
• High quality of life, universities, private and public hospitals, etc.. d.

Moreover, there is a program of urban regeneration and continuous modernization of the island's infrastructure and there is no chemical production or plant.

Property buying process

Greece has restrictions on buying and owning real estate. Their goal is to protect the archaeological heritage and nature of the country. It is not allowed to acquire land near archaeological sites, in nature reserves and closer, than in 100 m from the sea, separation of forests by fences is prohibited. Crete - border area, and for the purchase of real estate for a foreigner, non-EU citizen, you need to obtain permission from the Greek Ministry of Defense. But if the documents are prepared by a competent lawyer and the money for the purchase of real estate is received legally, then refusals are rare.

Most of the records of property ownership in Greece are entered in the Real Estate Register.
After you have chosen a house or apartment in Greece, you need to conclude an agreement with a lawyer and make a cash deposit. By law, the participation of a lawyer is mandatory for both parties to the transaction. It is he who prepares the sales contract and checks the history of the object and its cleanliness: whether it was obtained legally, is it an object of pledge, does the seller have legal rights to sell the property, etc.. P. If you find any problems during the check, then the buyer will receive the entire deposit back. The minimum cost of a lawyer is 1-2% of the transaction amount. Most buyers provide a power of attorney, which allows him to sign documents in the absence of the buyer.

As for the deposit, then it is 10% of the transaction amount. To make it, you must open an account or the buyer himself, or his lawyer, and an account is required in a Greek bank. All payments will be made through this account, the fact of transferring money from abroad serves as evidence, what cash, used to buy real estate, not taxable in Greece. The sale and purchase transaction and the real estate transfer agreement must be certified by a notary. The cost of notary services is 2% of the transaction amount.

After that, you can proceed to the final contract.. This contract is signed between the seller and the buyer in the presence of a notary. Your lawyer can sign for you, if you delegated such powers to him. After the conclusion of this contract, all duties and taxes must be paid. The main tax is 19%, but not from the market price or that, for which you bought, and from the amount, in which the special commission will evaluate the object. Need to say, that the philanthropic commission always somewhat underestimates the amount.

And now about the unknown, but tempting Crete:

What is she, Chania?

Russian tourists rarely visit Chania (Chania). It's a pity. This amazingly beautiful city is located in the greenest western part of Crete. Chania, which is called the southern Venice, consists of the Old and New Town. The old town - the historical center - is considered a nature reserve. It is surrounded by the famous Venetian walls of the 15th century and is a typical example of Venetian architecture. The western quarter has preserved ancient palaces and narrow medieval streets. But traces of Turkish rule are visible in the city.. And most of all, Chania is famous for the abundance of greenery and flowers.. In some guidebooks it is called so - "city of flowers". In Chania, about 60 thousand. human.

Text: Maria Goga

Journal “Owner”

A source: prian.ru

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